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M/S Balwant Singh & Sons vs National Insurance Company Ltd & Anr Judgment Dr Dhananjaya Y Chandrachud Leave Granted This Appeal Arises From A Judgment Of The National Consumer Disputes Redressal Commission1 Dated 11 March 2014 Dismissing A Revision Filed By The The Ncdrc Upheld The View Of The District Consumer Disputes Redressal Forum, Jalandhar2 And Of The State Consumer Disputes Redressal Commission, Chandigarh3 That The Insurer Was Not Liable On A Claim Preferred Under A Policy Of Insurance31 March 2006Bank The Vehicle WasConsiderationOverA Certificate Of Possession Of The Vehicle The Bank Issued A Letter Dated 19 AprilCertificate Of Possession Of The Vehicle The Bank Issued A LetterHad Insured The Vehicle, For The Cancellation Of The Entry Of Hypothecation From The Registration Certificate Of The VehicleThird But Significantly The Address SectionIts Business Address According To The, Insurance Premium Was Collected By The Insurer From It But Since The Registration Certificate Was Still To Be Transferred, The Insurance Policy Continued To Reflect The Name Of The Third As The Insured The Applied For And Obtained A Certificate Of Exemption From The Regional Transport Authority So As To Facilitate The Transfer Of The Registration 4 “Bank” 3 Certificate To Its Name The Certificate Of Exemption Was